By Mahesh Yandra, Sricharan Bala Under VP of FLIP Prasanna Chandankhede, FLIP launched a global project to better understand gaps in youth financial development. We surveyed students across nine countries, using direct outreach and social media to gather real insights into how young people actually manage money.

Our analysis revealed what we call the “Financial Action Gap” — the disconnect between financial knowledge and real-world action. While most systems focus on budgeting and managing scarcity, very few teach students how to build wealth or think strategically about assets.

In response, FLIP developed a practical framework designed to move youth financial education beyond theory and into action — empowering students not just to understand money, but to use it confidently and strategically.